The Rock Building Society Limited
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Business

Business Banking

The Rock's Business Banking focus is on providing our business customers with the banking service they need at a competitive price. We aim to know our customers by sight and name, not just an account number. We really want to help you make your business as good as it can be!

What can we offer?

Lending

  1. Business Loans
  2. Variable
  3. Fixed Rate
  4. Interest Only
  5. Equipment Finance#
  6. Business Credit Card#
  7. Line of Credit

Banking

  1. Business Cheque Account
  2. Business Cash Management Account
  3. Merchant Facilities#
  4. Internet Banking

What is the application process?

The following documents will help to make the process as quick and easy as possible:

Companies, Trusts and Incorporated Bodies

  1. Certificate of Incorporation
  2. Trust Deed
  3. List of Directors/Principals/Major Shareholders and a brief comment on their background

Firms and Partnerships

  1. Certificate of registration of business name
  2. Partnership agreement

All Applicants

  1. Tax returns for the past two years (three where possible)
  2. Financial statements incorporating balance sheets and profit and loss statements for the past two years (three where possible)
  3. After 1 January in any year, further interim figures may be required (please bring along if you can)
  4. Cheque account statements for the past three months
  5. Rates notices for properties offered as security and current insurance certificate
  6. Copies of existing loan agreements and statements for loan accounts
  7. Details of any loans guaranteed by you or details of other joint borrowings
  8. A business plan if you have one (We will require original documents to be presented - we will copy what we need and return all original documentation to you)

How long will it take?

How long we take in assessing your application has a lot to do with how long it takes for you to provide the information that we need. Once we have all of the required information, we can usually give you an indication of how it will go within a day or two and a conditional approval soon after that. Final approval will take a little longer if we need to arrange valuation of your property to take as security. Equipment Finance applications can usually be approved the day after we receive all the required information - you'll want your goods quickly and we're happy to help along the way!

How do I get started?

New Accounts

Any of our branches or agencies can open a new account for you. Simply call in and they will explain what they need - once they have the information and documentation required, it is usually a simple process to open the account and get you started.

Business Finance

You can either

  1. Contact your local branch or agency. They will arrange for one of our Managers to contact you when it suits you best.
  2. Contact our Business Development Manager, Paul Wilson direct on 0439 484 332 or at paul.wilson@therock.com.au

# Facilitated through St George Bank Limited ABN 92055 513 070 AFS Licence No. 240997. All applications for credit are subject to approval under St George Bank's prevailing credit criteria.