Calculate

The amount you can borrow is determined by the value of the property you are wanting to purchase and your financial circumstances.

Most institutions will only lend you up to 90% of the value of the property you are offering as security, but The Rock will lend up to 95%.

When considering your financial circumstances The Rock will look primarily at your capacity to meet the monthly loan repayments. This means looking at your net monthly income, i.e. after allowing for other repayment commitments (loans, credit cards, etc) and your living expenses and making sure you have enough left over to comfortably meet the loan repayments. In making this assessment we also consider whether you could still meet the repayments if there was a rise in interest rates of 1.5% per annum. We will also take into consideration your assets (property, motor vehicles, savings, shares, superannuation, etc)