The Rock’s Visa Debit Card gives you the convenience of direct access to your own funds at ATMs and EFTPOS outlets in Australia and overseas, as well as allowing you to pay bills and make retail purchases across the counter, by phone or online. Visa Debit Cards have payWave functionality, which allows you to pay instantly, by waving your card over a secure contactless terminal at participating stores. There’s no swiping or fumbling for cash. You just Wave and Go and you’re ready to go in just a few seconds.
To assist you in managing your money, a Visa Debit Card can be conveniently linked to the following accounts at The Rock:
Select ‘credit’ when you make a purchase and request cash out at the same time. This is a fee free transaction so you’ll save on ATM withdrawal and EFTPOS transaction fees each month. Visa payWave transactions are also classified as free transactions, however if you wish to withdraw cash, you’ll need to insert or swipe you card, and enter your PIN.
Pressing ‘credit’ doesn’t mean you are paying by credit. By selecting ‘credit’ when paying with your Visa Debit card, your transaction is processed through Visa Asia Pacific which offers cardholders additional protection against unauthorised or fraudulent card activity.
Visa’s Zero Liability policy guarantees that Visa cardholders will not be liable for unauthorised transactions where they have not contributed to the loss through their actions or negligence, which includes transactions made through theft of the card or card fraud.
Visa’s Zero Liability policy covers the following transactions:
It does not cover ATM and EFTPOS transactions when cheque or savings is selected.
For purchases under $100, Visa payWave will save you valuable time. (When using your Visa Debit Card for purchases over $100, you just need to enter your PIN).
You can use Visa payWave at Caltex, JB Hi-Fi, Red Rooster, McDonalds, IGA, Sumo Salad and a range of other Australian retailers. Plus, more retailers are getting Wave & Go technology every day!
Visa Debit payWave is also accepted at more than 174,000 retail locations in 31 countries so you can Wave & Go right around the globe.
Because your Visa Debit Card never leaves your hand, there is less chance of someone misusing it. Each Visa Debit payWave card features a ‘smart’ chip which is virtually impossible to copy, giving you maximum protection against fraud.
Remember, a limit of 10 payWave transactions per day applies – please read our Terms and Conditions for Visa Debit Cards for more information.
Internet shopping lets you choose from the best the world has to offer ‐ and now you can feel safer when you shop online with your Visa Debit Card.
All Visa Debit Cards from The Rock are automatically registered for Verified by Visa. The service comes free of charge – all you have to do is continue transacting and enjoy the added confidence and security the Verified by Visa program provides.